SIP Calculator

Systematic Investment Plan

How SIP is Calculated

SIP (Systematic Investment Plan) returns are calculated using the future value SIP formula, which helps estimate the maturity amount of a mutual fund SIP based on monthly investments and compounding. This is how SIP returns are calculated:

FV = P × [(1 + r)n – 1] × (1 + r) / r

  • P = Monthly SIP Investment Amount
  • r = Monthly Interest Rate (Annual Rate ÷ 12 ÷ 100)
  • n = Total Number of Months

This SIP calculator formula assumes regular monthly contributions and monthly compounding. It shows how SIP returns are calculated and helps you estimate your SIP maturity amount effectively.

Use this method to better understand your Systematic Investment Plan and make smarter financial decisions with a reliable SIP return calculation formula.

About this SIP Calculator

This SIP calculator online helps you estimate the future value of your monthly SIP investments. Whether you're investing in mutual funds or other recurring investment schemes, this monthly SIP investment calculator provides a clear view of your expected SIP returns based on your inputs.

It functions as a mutual fund SIP calculator that allows you to calculate SIP returns accurately and easily. Use this online SIP calculator India to plan your financial goals and visualize your SIP maturity amount with the best SIP calculator tool available.

Features of the SIP Calculator

  • 🔢 Easy input fields for fast results in this online SIP return calculator
  • 📆 Calculates long-term investment growth using the SIP formula
  • 📊 Displays Total Investment, Interest Earned & SIP Maturity Amount clearly
  • 📱 Optimized for all devices – works perfectly on desktop and mobile
  • 🔄 Real-time, instant updates for accurate SIP return calculations
  • 💡 Ideal for retirement planning and financial goal setting